Recommendation FIT® Platinum Mastercard®

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Great news! Here is a credit card that may help you improve your financial circumstances

Building a solid credit history is a breeze with the FIT® Platinum Mastercard®

Even if your credit history is less than flawless, there are still credit card options available to you. One viable alternative is the FIT® Platinum Mastercard®. It has a greater credit limit ($400) than other cards designed for those with low credit scores. Additionally, prudent usage may earn you a raise to $800 during the first six months.

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The perks of your new credit card are as follows:

Suitable for those who have a bad credit rating;

Benefit from Mastercard

Bad credit approved

Free credit score

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Looking to establish your credit history or give your credit score a boost? The FIT® Platinum Mastercard® might have popped up on your radar.

But before you jump in, let’s explore its pros and cons to see if it aligns with your financial goals.

Perks of the FIT® Platinum Mastercard®

Building Credit from Scratch: This card caters to those with no credit history or lower scores. By reporting your activity to all three major credit bureaus, responsible use can help you establish a positive credit profile. However, keep in mind there might be better options with lower fees.

Unsecured Option: Unlike secured cards that require a security deposit, the FIT® Platinum Mastercard® doesn’t. You’ll get a credit limit based on your creditworthiness. This can be appealing if you don’t have the funds upfront for a security deposit.

Free Credit Score Monitoring: The FIT® Platinum Mastercard® offer free credit score monitoring as a perk. This can be a valuable tool to track your credit score progress over time.

Potential Drawbacks That Can Bite

Fee Frenzy: Here’s the big catch – the FIT® Platinum Mastercard® comes with a hefty dose of fees. There’s an $89 initial processing fee just to get started, followed by a $99 annual fee for the first year and a whopping $125 every year after that. On top of that, there’s a monthly maintenance fee.

Potentially Higher Interest Rates: As with many cards designed for building credit, the FIT® Platinum Mastercard® might have higher interest rates on purchases compared to cards for users with excellent credit scores. Be sure to factor this into your decision, especially if you carry a balance.

The FIT® Platinum Mastercard® can help build credit, but the multiple fees can significantly outweigh any benefits.

Make sure to read our full review and check the following FAQ to keep learning about your options:

Your FIT® Platinum Mastercard® may be used at any store that accepts Mastercard, making it a flexible tool for reaching your financial objectives. Your FIT® Platinum Mastercard® may be used for everything from regular expenditures like groceries and restaurants to larger purchases like plane tickets and hotel rooms.

When compared to other credit cards for persons with low credit scores, the FIT® Platinum Mastercard® provides a larger initial credit limit of up to $400. If you complete your payments on time, you may utilize this credit line to make purchases and raise your credit score.

Certainly! The FIT® Platinum Mastercard® offers prospects for credit limit increases in addition to helping you enhance your credit score. Your initial credit limit of $400 might be increased to $800 if you make all of your payments on time and otherwise use credit responsibly.

Curious if there might be a better fit for your credit-building journey?

Our in-depth review of the FIT® Platinum Mastercard® dives deeper into its specific fees, eligibility requirements, and potential drawbacks.

Learn how to establish or rebuild credit responsibly, explore if there are more cost-effective options available, and discover cards that might offer rewards or lower fees to incentivize your financial goals.

FIT® Platinum Mastercard®

Applying for a FIT® Platinum Mastercard® is simple and can be done in a matter of minutes.

Keep Reading

The FIT® Platinum Mastercard® might seem like an option to build credit, but those fees can add up fast!

The PREMIER Bankcard® Mastercard® is a good alterntive. This card is designed to help you build credit with responsible use.

It has no rewards program, but it can be a good option for those who are just starting out and want to build credit without the financial commitment of a security deposit or high fees.

Want to know more? Check the PREMIER Bankcard review using the following link.