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Amazon Prime Rewards Visa Credit Card Review: Join the dot club!

If you're exploring the credit card market, you'll likely be intrigued by the Amazon Prime Rewards Visa Credit Card. Our article will help you understand its allure.

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Discover the true benefits of an Amazon cash back!

amazon prime rewards visa credit card
This is the best credit card for Amazon Prime Customers. Source: Crisp Finder.

The Amazon Prime Visa lies somewhere between hefty fees and much cashback. But there’s no need to worry unnecessarily; it’s all about knowing how to use it correctly.

If you could use the benefits of the Amazon Prime Rewards Visa Credit Card, it would undoubtedly be a valuable ally in your shopping endeavors. 

CARD’S FEATURES SUMMED UP:
Credit Score required: At least 640 for a better chance of approval.
Card’s APR: From 19.49% to 27.49%, based on your credit profile.
Fees: There are fees for balance transfers and cash advances. Late payment penalty up to $39.
Rewards: A robust and extensive rewards program.

We’ve put together this review for that very reason. We delved deep at the table to better understand this credit tool. And the result is now here for your review.

Make sure to check out the full list of pros and cons. Your questions will likely all be answered in our review. Fill in the blanks and consider adding the Amazon Prime Rewards Visa Credit Card to your wallet.

Amazon Prime Rewards Visa Credit Card: what’s about this card?

amazon prime rewards visa credit card
Everybody loves getting their amazon packages at home! Source: Canva Pro.

The Amazon Prime Rewards Visa Credit Card is designed specifically for avid shoppers at Amazon and Whole Foods Market, offering an attractive cashback program.

This card allows users to earn up to 5% back on their purchases at these retailers. It also adds extra cashback categories to boost its value for everyday spending.

Its integration as a Visa card ensures widespread acceptance, pairing the ease of use with the rewarding experience of an Amazon-centric rewards scheme.

This makes it an ideal choice for those who frequently shop on Amazon or Whole Foods.

While it’s not exclusively a travel card, its benefits extend well into travel territory, offering cardholders meaningful advantages on the road.

Given its high cashback rates on Amazon and Whole Foods purchases, absence of an annual fee for Amazon Prime members, and travel-friendly features, the Amazon Prime Rewards Visa Credit Card stands out as an exceptional option for those loyal to Amazon and those searching for a versatile rewards card.

The ups and downs: Amazon Prime Rewards Visa Credit Card pros and cons

amazon prime rewards visa credit card
See if this credit card is worth it! Source: Adobe Stock.

It might sound trivial, but the following list could be longer. Having summarized the benefits, don’t overlook the potential drawbacks. No unnecessary surprises and lots of cashback on your journey. That’s what the fortune-teller predicted in your palms!

Ups:

  • ⬆️ Earn a $100 Amazon gift card.
  • ⬆️ This card has no annual fee, but a Prime membership is required.
  • ⬆️ Travel with peace of mind without worrying about foreign transaction fees.
  • ⬆️ Special benefit on Amazon: Earn up to 5% unlimited cash back on purchases.
  • ⬆️ Earn cash back on online purchases or at Whole Foods Market stores.
  • ⬆️ More travel benefits: Earn up to 5% unlimited cash back on Chase Travel purchases.
  • ⬆️ Fill up your car and earn 2% unlimited cash back.
  • ⬆️ Dine out and earn cash back at restaurants. Also valid for takeout.
  • ⬆️ Earn unlimited cash back on your local daily transportation, too.
  • ⬆️ Additionally, you’ll earn 1% unlimited cash back on all other purchases.
  • ⬆️ Pay no membership fee.

Downs:

  • ⬇️ Be mindful of fees and penalties. The best advice is to thoroughly read your contract and use your Amazon Prime Rewards Visa Credit Card responsibly.
  • ⬇️ The interest rate can be higher than expected, potentially reaching almost 30%.

Are you eligible? Requirements to apply for the Amazon Prime Rewards Visa Credit Card

For the Amazon Prime Rewards Visa Credit Card, the requirements typically include:

  • Credit Score: A minimum recommended credit score 640 is considered in the “fair” range​​.
  • Amazon Prime Membership: You must have an active Amazon Prime membership to apply for the card and take advantage of its full benefits​​​​.
  • Age: You must be at least 18 to apply for this credit card.
  • Residence: Applicants generally need to have a valid U.S. address and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
  • Income: While specific income requirements are not publicly disclosed, your ability to pay, financial stability, and creditworthiness, which includes income, will be considered during the application process.

The final step: Learn how to apply for the Amazon Prime Rewards Visa Credit Card with confidence!

amazon prime rewards visa credit card
Applying for this credit card is as easy as buying at Amazon. Source: Canva Pro.

Applying for the Amazon Prime Rewards Visa Credit Card opens up a world of rewards and benefits, especially if you’re an avid shopper on Amazon or at Whole Foods Market.

 Whether you want to maximize your cashback potential or enjoy travel benefits without worrying about foreign transaction fees, this card offers a compelling package. 

Online Through the Amazon Website

The most straightforward way to apply for the Amazon Prime Rewards Visa Credit Card is directly through the Amazon website.

You can find the application page by searching for the card on Amazon or visiting their site’s credit card section.

This method requires you to log in to your Amazon account and ensure that you’re an Amazon Prime member, as this is a prerequisite for the card​​.

Via the Chase Website

Since the card is issued by Chase, you can also apply through the Chase website.

This option allows you to explore more details about the card, read through the benefits and requirements, and fill out your application directly online.

Chase’s website provides a secure application process similar to Amazon’s, with added financial resources and tools at your disposal​​.

Official App

While the Amazon and Chase mobile apps allow you to manage your account and view card details, applications are typically initiated through the web platforms mentioned above.

However, once your account is established, these apps are excellent resources for tracking your spending, viewing rewards, and managing your card.

But what about other options? Check the Capital One Walmart Reward Mastercard review

If you’re considering the Capital One Walmart Rewards® Mastercard® for your next credit card, you should weigh its features against other options on the market.

This card, known for rewarding regular Walmart shoppers with significant cashback on online and in-store purchases, could be a game-changer for saving on everyday expenses.

Below, we’ve compiled a comparative table highlighting the key aspects of the Capital One Walmart Rewards® Mastercard®, including the required credit score, APR, fees, and rewards.

Amazon Prime Rewards Visa Credit Card Capital One Walmart Reward Mastercard
A credit score of at least 640.The card requires a credit score in the range of 690 to 850.
APR ranging from 19.49% to 27.49%.The variable purchase and balance transfer APR ranges between 17.99% to 29.49%.
There is no annual fee, but it has other fees, such as a balance transfer fee.There is a cash advance fee of $3 plus 3% of the cash advance amount.
$100 Amazon Gift Card Bonus. And a cashback program.A cashback program. As a welcome bonus, using Walmart Pay for in-store purchases during the first year nets you 5% cash back.

We recommend delving into our detailed review to understand what the Capital One Walmart Rewards® Mastercard® offers thoroughly.

It’s filled with critical insights and in-depth analysis, designed to help you determine whether this card aligns with your financial needs and goals.

Explore the specifics, including the rewards program and real user feedback, by reading the review.

Taking this step could introduce you to a beneficial credit card option and unlock additional savings on your Walmart shopping and more.

Capital One Walmart Reward Mastercard review!

With the Capital One Walmart Rewards® Mastercard®, you may earn 5% back on all of your purchases made on Walmart.com.

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