Credit card
Capital One Quicksilver Cash Rewards Review: 1.5% Cashback!
A card like the Quiksilver Cash Rewards from Capital One is a great way to earn big and spend less! With no excessive fees, this card offers bonuses and perks for all its users. Come learn how to use it in your everyday life!
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No annual fee and a good bonus offer: find out all the goods of the Quicksilver Cash Rewards!
The Capital One Quicksilver Cash Rewards card is an opportunity for you to earn $ 200 as a one-time cash bonus! So, for those looking for a rewarding experience, come check out more details.
As soon as you receive your card, you have three months to spend at least $500! Once that happens, Capital One will offer you a $200 financial bonus!
CARD’S FEATURES SUMMED UP: |
Credit Score required: Excellent |
Card’s APR: 0% intro APR and then 19.99% – 29.99% (Variable) |
Fees: No annual fee, no foreign fee, 5% of the amount of the cash advance, balance transfer fee; |
Rewards: 1.5% – 5% |
Furthermore, with no annual fee and a good introductory APR, you can take advantage of the first few months of using the card to save and improve your financial life!
Want to know more details? Come check out the positives and negatives, and learn the blueprint for applying for the card!
Capital One Quicksilver Cash Rewards: what’s about this card?
The Capital One Quicksilver Cash Rewards is a rewards card designed for those with excellent credit. This is because it offers a comprehensive set of benefits for users.
In addition to the welcome bonus, you earn 1.5% cash back on every purchase you make. While this may seem like a small percentage, most cards limit cash back to specific partners.
But, that’s not the case with Quicksilver Cash Rewards! Every purchase earns rewards. And you know what’s even better? Your cashback never expires! You can enjoy it as long as your account is active!
Furthermore, this card is perfect for travelers. You don’t have to worry about foreign transaction fees, plus you can enjoy travel insurance and take advantage of Capital One Travel perks!
The ups and downs: Capital One Quicksilver Cash Rewards pros and cons
Every card has its strengths and weaknesses! So, let’s find out what the ups and downs of the Capital One Quicksilver Cash Rewards Card are.
Ups:
- ⬆️ No annual fee;
- ⬆️ The cashback prizes don’t ever expire
- ⬆️ With no foreign fee;
- ⬆️ Good welcome bonus;
- ⬆️ Low intro APR;
- ⬆️ Travel insurance;
- ⬆️ 0% fraud liability;
- ⬆️ Extended Warranty for items that you buy with this card;
- ⬆️ Get exclusive dining at famous restaurants;
- ⬆️ 50% off craft beverages;
Downs:
- ⬇️ The cashback rewards rate isn’t as high as other cards;
- ⬇️ The APR rate is quite high for the card’s standard;
Are you eligible? Requirements to apply for the Capital One Quicksilver Cash Rewards
There are some requirements you must meet to be able to apply for the Capital One Quicksilver Cash Rewards. So, if you wanna know if you are able to do so, come here and check out our list!
- You cannot have filed for bankruptcy;
- You cannot have defaulted on any of your loan debts;
- You cannot have been late on any credit card payments by more than 60 days in the last 12 months;
- You must be over 18 years old;
- You must have an U.S. address and a Social Security Number;
The final step: Learn how to apply for the Capital One Quicksilver Cash Rewards with confidence!
First and foremost, you must access the Capital One website. So, click on the “credit card” tab and select the “cash back rewards” option. Then, choose the Quiksilver category. This way, you’ll find the Quiksilver rewards.
Then, on the card’s page, you can check all the details about the rates, benefits, and any other questions you may have. Moreover, you can find out if you’re pre-approved or go straight to the approval form.
By the way, pre-approval is a great way to find out if it’s worth applying for the card. Because this simulation doesn’t alter or harm your credit history or score.
Filling out the pre-approval form
You need to fill out some important details on the form. The first step is to indicate the features you value most in a card.
Next, provide your full name, residential address, email, and contact phone number. Then, provide information about your income. After that, simply submit the form.
If you’re considered pre-approved, you must submit your application and answer a few more questions. Then, wait for the bank’s confirmation, sign the contract, and await your card!
But what about other options? Check the First Digital MasterCard review
Did you enjoy learning about the Capital One Quicksilver Cash Rewards card? This is a great opportunity for those with excellent credit scores who want to enjoy cashback and unique advantages!
However, how about exploring other cards on our portal? If you don’t have good credit yet, it’s essential to find a credit card that can help you rebuild it! Therefore, the First Digital MasterCard could be an alternative.
Despite charging an annual fee, this card is considered unsecured, meaning you don’t need to deposit a sum with the bank to use it. Plus, you still get cash back!
Quicksilver Cash Rewards | First Digital MasterCard |
You’ll need an excellent credit score to apply. | Low/poor credit scores are accepted |
Card’s APR: 0% intro APR and then 19.99% – 29.99% (Variable) | 35.99% APR |
No annual fee, no foreign fee, 5% of the amount of the cash advance, balance transfer fee; | One-time program fee of $ 95; Annual fee of $ 75 for the first year, and then $ 48; Monthly fee: $ 0 for the first year and then $ 8.25; |
Rewards: 1.5% – 5% | No rewards |
Did you find it interesting? Then come check out this offer and discover the details to see if it’s really worthwhile for those looking to rebuild credit quickly and securely!
First Digital Mastercard® full review
Take advantage of the flexibility, convenience, and protection that come along with using a credit card that is accepted all over the world!
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