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Capital One Venture Rewards Credit Card Review: Safe from roasts!
Understand once and for all what makes a travel card. As basic as it may seem, it can make all the difference in practice.
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A travel buddy who will ensure the next one!
Attention, passengers! Your Capital One Venture Rewards Credit Card awaits you at the boarding gate. And so begins your adventure with your new credit card.
Looking for something new that offers real perks on your travels? And that will also help you secure your upcoming journeys around the world. Then, end the search and get to know it.
| CARD’S FEATURES SUMMED UP: |
| Credit Score Required: Excellent (from 800) |
| Card’s APR: APR varies between 19.99% and 29.99% |
| Fees: $95 annual fee. No fee for overseas transactions. Late payment incurs a fine of up to $40. |
| Rewards: Travel rewards program. |
With an annual fee that might scare off some, this Capital One traveler’s card option is truly for a select few. And I’m speaking to one; I recognize an adventurer when I see one.
So join me in getting to know this credit tool, which aims to maximize your mileage earnings and offers exceptional amenities. But that’s just our professional opinion. Check if you agree!
Capital One Venture Rewards Credit Card: what’s about this card?
The Capital One Venture Rewards Credit Card strives to be your new travel companion and will even offer up to five times more miles to prove its intentions.
There are also no foreign transaction fees. Therefore, it really comes through when you’re abroad. A card that’s already traveling, thinking about the next destination.
Furthermore, it also proves beneficial for your everyday life. Especially when it comes to security. You’ll receive security alerts whenever there’s any suspicious transaction.
You’ll have complete control over your finances, keeping track of where your money is going most often. And you’ll enjoy the company of your virtual assistant, Eno. This is real comfort!
The ups and downs: Capital One Venture Rewards Credit Card pros and cons
But as we know, it’s not all sunshine and rainbows in the financial world. So, we’ve brought here information for a straightforward comparison between the two sides of the Capital One Venture Rewards Credit Card scale. Follow along to draw your conclusions.
Ups:
- ⬆️ Easily Rack Up Miles: Earn 2 miles per dollar spent on every purchase. Plus, when booking hotels and renting cars through Capital One Travel, you’ll score an incredible 5 miles per dollar.
- ⬆️ Welcome Bonus: To start on the right foot, you can snag a welcome bonus of 75,000 miles after spending $4,000 on purchases in the first three months of opening your account.
- ⬆️ Redemption Flexibility: Use your miles to fly with any airline or stay at any hotel without worrying about blackout dates. Moreover, you can transfer your miles to over a dozen travel loyalty programs.
- ⬆️ No International Transaction Fees: Travel the world worry-free because the Capital One Credit Card does not charge extra fees for purchases abroad.
- ⬆️ Travel Benefits Credit: Take advantage of up to $100 in credit to help cover the Global Entry or TSA PreCheck enrollment fee, making your airport experiences smoother.
- ⬆️ Travel Security and Assistance: You can rest assured with travel accident insurance coverage and 24-hour assistance during your adventures around the globe.
Downs:
- ⬇️ Annual Fee: This card has an annual fee of $95. Your rewards may be compromised if you don’t spend enough to cover this fee.
- ⬇️ Value of Miles for Cash Redemption: If you choose to convert your miles into cash back or statement credit for non-travel-related purchases, the value of the miles will be cut in half.
- ⬇️ Limited Transfer Partners: While it offers a variety of partners for transferring points to flights and hotels, it does not include domestic US airlines, which may restrict options for some travelers.
- ⬇️ High Credit Score Requirement: This card is aimed at those with a good to excellent credit score (above 670), which may not be accessible to everyone.
- ⬇️ No Online Pre-Qualification: Capital One does not provide an online pre-qualification tool for this card, so interested individuals must undergo a full credit check when applying.
Are you eligible? Requirements to apply for the Capital One Venture Rewards Credit Card
Well, nothing that’s truly good comes into our lives easily. Unless you’re an heir, that is. If that’s not the case for you, I believe you value your credit score like nobody else.
Therefore, leverage all your experience and put your excellent score on the table to apply for your Capital One Venture Rewards Credit Card. Additionally, jot down what else will be needed:
- Proof of address in one of the 50 United States, Washington, D.C., Puerto Rico, or a U.S. military location.
- A monthly income exceeds monthly rent or mortgage expenses by at least $425.
- Being over 18 years old.
- Providing a valid Social Security Number.
- Having no impediments to accessing your credit report.
The final step: Learn how to apply for the Capital One Venture Rewards Credit Card!
The application process for obtaining a Capital One Venture Rewards Credit Card is simple and quick. Everything operates through the official website. You can even check if you’re pre-approved for it.
After that, complete your registration with your information and submit your application. Your travel partner will be just a few days away from your doorstep.
But what about other options? Check the Freedom Gold Credit Card Review
But if a card like the Capital One Venture Rewards Credit Card is still out of your financial or credit score reach, hold on. We’ve got a surprise for you.
| Capital One Venture Rewards Credit Card | Freedom Gold Credit Card |
| Excellent credit score (from 800). | Requires no credit check. |
| APR from 19.99% to 29.99%. | An exclusive line of credit for purchases on a specific site with no APR. |
| $95 annual fee. No fee for overseas transactions. Late payment incurs a fine of up to $40. | A monthly membership fee of $14.77. |
| Travel rewards miles program. | This card does not focus on a rewards program. |
Discover an additional budget option for you and your family. The Freedom Gold Credit Card is accepted for purchases on a specific website. This already introduces the fact that it’s easy to be approved for it, regardless of your profile.
Don’t see credit cards as enemies because your credit score isn’t perfect. Our complete review shows that tough times only serve to show who we can truly rely on.
Freedom Gold Credit Card Review
You need the support of the Freedom Gold Credit Card in tough times. Regain your purchasing power on an incredible shopping site!
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