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Citi Cashback Card
Citi Cashback Card, a Cash-Back Credit Card
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Are the alluring sign-up incentives and perks on the Citi Custom CashSM Card anything that piques your interest?
Learn all you need to know about this credit card here.
The Citi Custom CashSM Card offers uncapped cash-back rewards on all purchases.
The Citi Custom CashSM Card provides you with both ease of use and substantial rewards. The first $500 you spend in your preferred spending category each billing cycle will earn you 5% cashback, and every dollar spent after that will earn you 1% cashback.
This credit card is personalized to your buying patterns, so you can get the greatest cash back.
- – Get your very own Citi Custom CashSM Card now to start enjoying all of its benefits.
- – Good to excellent credit rating.
- – There is no yearly charge.
If you create an account and spend $1,500 during the first six months of using it, you might get a cash rebate of up to $200. This reward will be delivered to you in the form of 20,000 ThankYou® Points, which may be redeemed for a cash payment of $200.
Could you walk me through the process of using the Citi Custom CashSM Card?
Because you are not required to enroll in new spending categories on a quarterly basis, the Citi Custom CashSM Card offers you more flexibility.
Instead, the credit card will automatically figure out your spending habits and reward you with a percentage of cash back on the area that you spend the most money in during each billing cycle, up to the first $500 you spend, and 1% cash back on everything else you buy.
The following categories are eligible:
Places like supermarkets, gas stations, restaurants, home improvement stores, online streaming services, pharmacies, public transit, fitness clubs, and venues hosting live music performances are all examples of such places.
In addition, if you activate your Citi Custom CashSM Card and make your first purchase of at least $1,500 during the first six months of using the card, you will get a cashback bonus of $200.
You have the option of redeeming your bonus points for a credit to your account statement, a direct deposit, a paper check, a gift card, assistance with your mortgage or student debts, or even a donation to a charity of your choosing.
The simplicity of use of the Citi Custom CashSM Card is the key selling feature of the card, in addition to the 5% cashback on the first $500 spent in one of the qualifying categories and the 0% introductory APR on purchases and debt transfers for the first 15 months (followed by an 18.74% – 28.74% variable APR). Both of these benefits are included with the Citi Custom CashSM Card.
If, on the other hand, you spend $500 in a single eligible category (earning you $25), you will begin receiving 1% cashback on qualifying purchases until the next billing cycle. This will continue until you reach the $500 threshold.
In addition, you will only get 1% cash back on any and all purchases that are not mentioned in the categories that are eligible for cash back.
Step-by-step instructions for applying for a Citi Custom CashSM Card
Find out how you can rapidly start earning limitless cashback rewards with the Citi Custom CashSM Card without having to pay an annual fee by reading up on the application procedure for the card and how it works.
Gains to Obtain:
There is not an annual charge for maintenance fees. Our credit card, in contrast to many others, offers cash back on certain purchases and categories of expenditure. Your refund may be cashed in a variety of different ways.
In addition, there is a concise list of benefits that may be enjoyed. Because there is a 3% surcharge applied to all purchases made abroad, this card is not suited for use by those who travel internationally. When transferring a debt, one must pay a significant fee.
Minimum Credit Score: In order for applicants to be considered for Citi Custom CashSM, they need to have a credit score of at least 670, which is considered to be Good to Excellent.
Step-by-step instructions for applying for a Citi Custom CashSM Card
The CashSM application is user-friendly and may be finished in a single session spent online. On a registration form, it will be necessary for you to provide information such as your name, address, income, and Social Security number. This information will be used by the platform in order to validate your credit and determine your initial
Citi Cashback Card
Learn more about the application process for the Citi Custom CashSM Card and how you can quickly begin earning unlimited cashback benefits without paying an annual fee.
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