Enjoy no annual fee privileges and great cash-back rates!
Make it your way with the Citi Custom Cash Card!
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The Citi Custom Cash Credit Card stands out for its personalized approach to cash back rewards. Unlike some cards with limited bonus categories, the Citi Custom Cash Card automatically awards a generous 5% cash back on your top spending category each month.
Learn more about the benefits of using a Citi Custom Cash Card.
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Cash Back Champion? Unveiling the Citi Custom Cash Credit Card
Looking for a credit card that rewards your everyday spending without the burden of an annual fee? The Citi Custom Cash Credit Card might have caught your eye.
But before you swipe, let’s explore its perks and potential drawbacks to see if it aligns with your financial goals.
Earning Cash Back on Autopilot: The Perks of the Citi Custom Cash Credit Card
- 5% Cash Back on Your Top Spending Category: This card shines with its tiered cash back program. You’ll earn a whopping 5% cash back in your top spending category each month, up to the first $500 spent in that category. Need groceries this month? Gas next month? The card automatically analyzes your spending and applies the highest rate to your most used category, making it a flexible option.
- Wide Range of Categories: The 5% cash back can apply to a vast array of spending categories, including groceries, restaurants, gas stations, travel, entertainment, and more. This allows you to maximize your rewards on everyday purchases, regardless of your spending habits. (Always check with Citi for the latest list of eligible categories).
- No Annual Fee: Want to keep more of your hard-earned money? This card boasts no annual fee, making it a budget-friendly option for cashback enthusiasts.
- Double Cash Back Bonanza: Earn a $200 cash back bonus after spending $1,500 in the first 6 months AND 5% cash back in your top spending category each month, up to $500 spent.
Potential Drawbacks to Keep in Mind
- Potentially Higher Interest Rates: Since this card prioritizes cash back rewards, the interest rates on purchases could be on the higher side compared to cards without rewards programs. Remember, pay your balance in full and you won’t have troubles with your credit card.
- Limited Rewards on Certain Categories: While the card offers a broad range of eligible categories, some categories might not qualify for the top 5% cash back rate. For example, certain department store purchases or streaming services might have lower cashback percentages.
The Citi Custom Cash Credit Card excels for those who want a user-friendly card with automatic cash back rewards on their everyday spending.
The lack of an annual fee and the flexibility of the top spending category make it an attractive option.
Consider your spending habits and weigh the potential for higher interest rates against the cash back rewards you can earn.
Ultimately, the Citi Custom Cash Credit Card can be a solid choice for strategic cash back enthusiasts who pay their balance in full each month.
The Citi Custom Cash is a Mastercard credit card that rewards users with cash back on both ordinary and bonus category transactions. There is no need to sign up for bonus categories that change with other cards. Also, as a cardholder, you’ll be eligible for a wide range of exclusive Mastercard perks.
The Citi Custom Cash credit card is a great option for anyone looking for a cash-back credit card with a low introductory APR for purchases and debt transfers.
The Citi Custom Cash Card is a prestige card that needs exceptional credit for approval. You need a significant monthly income and a credit score of 700 or above to be considered for this card. Make sure the annual percentage rate and costs will be manageable before applying.
Curious if the Citi Custom Cash Credit Card aligns with your spending habits and financial goals?
Our in-depth review dives deeper into its specific rewards structure, eligibility requirements, and potential drawbacks.
Learn how to maximize your cash back and discover if this user-friendly card can become your cash back companion. Check the following link with our full review!
Citi Custom Cash Card review!
The Citi Custom Cash Card provides you with both ease of use and substantial rewards. Read on to learn more!
The Citi Custom Cash Credit Card sounds like a cash back dream, but maybe you’re more focused on building credit right now?
The Applied Bank Gold Preferred Secured Visa® might be a great alternative!
This card is designed to help you establish or rebuild credit with responsible use, and it requires a security deposit that you get back when you close the account in good standing.
If you think this alternative can be a better fit for your finances, check the following link!
Bank® Gold Preferred® Secured Visa®
Find out what you need to do to get the Applied Bank® Gold Preferred® Secured Visa® Card and how to apply for it.
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