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Capital One Walmart Rewards® Card Review: Cash back!
Take advantage of all the cash back opportunities! Discover all the rules in this full review!
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With no annual fee, get up to 5% of cash back using the Capital One Walmart Rewards® Card!
The Capital One Walmart Rewards® Card is an excellent card for both loyal customers of the retail giant and frequent travelers and shoppers. This is because it offers extensive advantages.
You don’t have to worry about annual fees or foreign transaction fees. In other words, it’s a great option for travelers!
CARD’S FEATURES SUMMED UP: |
Credit Score required: Between 690 and 850, which means good or excellent credit! |
Card’s APR: From 19.48% to 29.99% |
Fees: No annual fee, no foreign transaction fee; Either $3 or 3% of the amount of each cash advance; Late payment fee up to $39; |
Rewards: Cash back that goes from 1% to 5%; an cash back intro offer for a year; |
However, this is a card for those who frequently make purchases; for occasional purchases, it may not be as rewarding.
So, if you want to learn more details about the Capital One Walmart Rewards® Card, keep reading our review!
Capital One Walmart Rewards® Card: what’s about this card?
The Capital One Walmart Rewards® Card isn’t just any store card. That’s because its use isn’t limited to Walmart, nor are its benefits. Firstly, you get 5% cash back on purchases made on the Walmart website.
Moreover, you also earn 2% cash back when shopping in physical stores. Furthermore, in the first year, you enjoy a welcome bonus that gives you 5% cash back on store purchases.
Additionally, you also get 2% cash back on travel and restaurant purchases. Finally, 1% cash back on any purchase made at any store that accepts a Mastercard!
Furthermore, if you’re not approved for the Capital One Walmart Rewards® Card, you can apply for a Walmart Rewards® Card to use exclusively in stores!
The ups and downs: Capital One Walmart Rewards® Card pros and cons
A card like the Capital One Walmart Rewards® Card can be a fantastic opportunity not only for frequent Walmart customers but for anyone looking to enjoy great cash back rewards! Come check out more details.
Ups:
- ⬆️ 5% cash back at Walmart’s website;
- ⬆️ 3% cash back at Walmart’s stores, restaurants and travel;
- ⬆️ 1% cash back on any other purchase;
- ⬆️ No annual fee;
- ⬆️ No transaction fee;
- ⬆️ Welcome bonus of 5% cash back at Walmart’s stores for 12 months;
Downs:
- ⬇️ No APR intro offer;
- ⬇️ Difficult to get by your credit score;
- ⬇️ Many cash back rules;
Are you eligible? Requirements to apply for the Capital One Walmart Rewards® Card
If you want to know if you are eligible for the Capital One Walmart Rewards® Card, there’re certain standards that you must meet. Come and discover some of the requirements.
- Cannot have declared bankruptcy or defaulted on a loan in the past 5 years;
- Can’t have been more than 30 days late on any payment in the last year;
- Must have more than 18 years;
- Must have a U.S. residence address;
- A good or excellent credit score is also required for new applicants.
The final step: Learn how to apply for the Capital One Walmart Rewards® Card with confidence!
First, you should access the Capital One website. Then, click on “credit cards” and choose the option “credit card overview.” Next, select the category “show me cards for certain retailers.”
This way, you’ll find the Capital One Walmart Rewards® Card! At this point, you can check more information about the card and clarify any remaining doubts. Alternatively, you can click on “apply now.”
In the latter case, you’ll be redirected to a new page with a form to fill out. This allows you to first check if you are pre-approved, avoiding any impact on your credit score.
Filing out the form!
So, fill in the requested information, such as your first name, last name, date of birth, and Social Security number. Then, click “next.” You will encounter further information that you need to provide.
Some of these details include your monthly and annual income, current employment, residential address, type of residence, and more. Once you’ve filled everything out, simply read through the offer rules and policies, and if you agree, just submit.
If your application is approved by Capital One, you’ll receive a quick response. Then, you can submit your official application and sign your contract. In no time, you’ll receive your Capital One Walmart Rewards® Card!
But what about other options? Check the Amazon Prime Rewards Visa Credit Card review
If you enjoyed learning about the offers that the Capital One Walmart Rewards® Card provides for your in-store purchases, don’t miss this chance. Visit the bank’s website and sign up!
On the other hand, how about exploring and comparing other similar offers? If you’re looking for a store card for your purchases, have you heard of the Amazon Prime Rewards Visa Credit Card?
This is an Amazon card that offers you a great rewards program. This way, you can save even more on your purchases.
Capital One Walmart Rewards card | Amazon Prime Rewards Visa Credit Card |
Credit Score required: Between 690 and 850, which means good or excellent credit! | At least 640 for a better chance of approval. |
Card’s APR: From 19.48% to 29.99% | From 19.49% to 27.49%, based on your credit profile. |
No annual fee, no foreign transaction fee; Either $3 or 3% of the amount of each cash advance; Late payment fee up to $39; | There are fees for balance transfers and cash advances. Late payment penalty up to $39. |
Cash back that goes from 1% to 5%; an cash back intro offer for a year; | A robust and extensive rewards program. |
Come check out more details about this offer in our exclusive review. Discover if you really need to pay an annual fee and if the ups outweigh the downs of the Amazon Prime Rewards Visa Credit Card!
Amazon Prime Rewards Visa Credit Card review
Everything can be rosy if you know how to use your Amazon Prime Rewards Visa Credit Card. Check out what you need to keep an eye on!
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