Credit card

Reflex Platinum Mastercard Review: rebuild your credit! 

A credit card for those with bad credit is the key to you getting back on your feet financially and gaining access to more advantageous offers.

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Double your credit limit in only six months and enjoy the Mastercard benefits!

Reflex Platinum Mastercard
Rebuild your credit with the Reflex Platinum Mastercard. Source: Crisp Finder.

The Reflex Platinum Mastercard reports to the major credit bureaus in the country, aiming to help you improve your credit score! So come discover other benefits of this card.

Moreover, with this card, you have the convenience of managing all your accounts through the app. Plus, you’ll have protection and security against fraud! This is a reliable and secure option.

CARD’S FEATURES SUMMED UP:
Credit Score required: Poor to Good (between 300 and 719)
Card’s APR: 29.99% Variable
Fees: $75 to $125 in the first year, then $99 to $125; 3% fee of each foreign transaction; Maintenance fee between $0 to %120 per year;
Rewards: This card does not offer any rewards or welcome bonus

With flexible rates and credit limits, the Reflex Platinum Mastercard presents an opportunity to rebuild credit. Therefore, to find out your annual fee and limit, it’s necessary to undergo pre-qualification.

As a result, whether the card will be beneficial or not for you depends on the bank’s response based on the information you provide in the application form! Want to discover more details? Check below!

Reflex Platinum Mastercard: what’s about this card?

Reflex Platinum Mastercard
You can get a Mastercard even with a poor credit score. Source: Canva Pro.

The Reflex Platinum Mastercard is a card aimed at those who need or intend to build or rebuild credit. Thus, it offers greater ease of approval.

Furthermore, the highlight of its major benefits is its monthly reporting to the major financial agencies in the country. In other words, by making timely payments gradually, your credit improves.

However, the card has some rather high charges, which may make it difficult to pay off. Overall, this card has many fees and a high APR compared to others in its category.

Additionally, it lacks specific rewards benefits or welcome bonuses, which makes it less appealing. Moreover, the limit is $1,000, which can be doubled after six months of timely payments!

The ups and downs: Reflex Platinum Mastercard pros and cons

Reflex Platinum Mastercard
See if this credit card suits your needs. Source: Canva Pro.

Let’s weigh the pros and cons to discover the positives and negatives of the Reflex Platinum Mastercard. Take these factors into consideration before making your decision and compare them with other cards!

Ups:

  • ⬆️ 0% of liability in any fraud case;
  • ⬆️ You may qualify with bad credit score;
  • ⬆️ Credit limit may double to $2.000;
  • ⬆️ Frequent reports to the three major credit bureaus;
  • ⬆️ Easy to manage through the app;

Downs:

  • ⬇️ High APR;
  • ⬇️ No rewards or cash back program;
  • ⬇️ No welcome bonus, or intro APR;
  • ⬇️ High annual fee;
  • ⬇️ A lot of unnecessary fees;

Are you eligible? Requirements to apply for the Reflex Platinum Mastercard

To apply for this card is quite simple. Because it’s targeted towards individuals with a history of bad credit, there’s no need to meet many requirements. Let’s check a few.

  • Over 18 years old;
  • Have a residential address in the US;
  • Credit Score of at least 300;

The final step: Learn how to apply for the Reflex Platinum Mastercard with confidence!

Reflex Platinum Mastercard
Learn how to apply for the Reflex Platinum Mastercard. Source: Canva Pro.

If the details and offers of the Reflex Platinum Mastercard have caught your attention, you may want to find out if the application process is simple. Well, everything can be done online.

Firstly, visit the Continental Finance website. Then, click on the “credit cards” option and “apply now”. This will lead you to all the institution’s offers. Look for the Reflex Platinum Mastercard.

At this point, you can access the card’s page to check all the details about the offer. Moreover, it’s very simple to find the terms and conditions on the website! After that, you can proceed to “apply now”.

Filling out the pre-approval form

So, you’ll need to fill out a form to complete your application for the Reflex Platinum Mastercard! However, you only need to provide some personal information, such as your first and last name.

Additionally, you’ll need to provide a valid address, your contact email, your Social Security Number, your monthly income, and the total amount. Then, you’ll complete the form with your date of birth and phone number!

After that, just read and agree to the terms and click on the “see my card offers” button. By the way, this form is for pre-qualification. You’ll be able to check out all the offers from Continental for you!

But what about other options? Check the First Digital MasterCard review

If you enjoyed learning all the details about the Reflex Platinum Mastercard, don’t miss the opportunity to seize all the benefits of the card, sign up as soon as possible!

Furthermore, it’s always important to compare different cards and offers available to find the one that suits your style best. So, let us introduce you to the Destiny Mastercard.

This is a credit card for those who want to rebuild their credit score in a simple way, with the card providing feedback to the three major credit agencies in the country! However, the card does charge some fees.

Reflex Platinum MastercardDestiny Mastercard®
Credit Score required: Poor to Good (between 300 and 719)Fair from 630 up to 719 
Card’s APR: 29.99% Variable35.9% 
Annual Fee: $75 to $125 in the first year, then $99 to $125; 3% fee for each foreign transaction; Maintenance fee between $0 to %120 per year;$175 for the first year, and then there are annual dues of $49 annually; and 1% of each foreign transaction;
This card does not offer any rewards or welcome bonusnot available for this card

If you want to know more details about the features of the Destiny Mastercard, then access our review now and see how you can join!

destiny mastercard

Destiny Mastercard® Review: Is it worth it?

Uncover the pros and cons of the Destiny Mastercard® to decide if it aligns with your credit needs in our detailed guide.

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