Credit card
Sam’s Club Credit Card Review: Cash back for members!
A store card that offers many beneficial points is the Sam's Club Plus Member Mastercard. This is a great option for those who enjoy shopping at this establishment or at Walmart! Discover the associated advantages!
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With no annual fee, you can enjoy a good market card for your daily shops!
To take advantage of the Sam’s Club Credit Card, you need to be a member of the club and preferably a Plus member! This way, you can earn the maximum cash back on every purchase!
On the other hand, membership might be more expensive than the basic one. However, if you tend to spend a lot of money on groceries and fuel, this is an option that could be worth it!
CARD’S FEATURES SUMMED UP: |
Credit Score required: Between 690 and 850, which means good or excellent credit! |
Card’s APR: 20.90%-28.90% |
Fees: No annual fee, no foreign transaction fee, but you must be and Sam’s Club member (between $ 50 and $ 110 annually) |
Rewards: You can get rewards from 1% to 5% cashback |
So, we’ve prepared various information in this review that can help you make the best decision when choosing the right card for you!
Therefore, if you’re looking for a card for grocery shopping, saving money, and still getting benefits, come check out the Sam’s Club Credit Card!
Sam’s Club Credit Card: what’s about this card?
The Sam’s Club Credit Card is a store card primarily aimed at existing customers of the company. In fact, if you’re already a club member, even better, as membership is required to apply for the card.
There are different benefits for Plus and regular members. The greatest advantages are for Plus members, but you need to pay $110 annually to enjoy these benefits.
This way, you can save on literally all your purchases in the store. Additionally, the highest cash back is for Plus members, reaching up to 5%. Club members only get 1%, although the fee is only $50 annually.
In other words, it seems that it may not be as worthwhile to use the Sam’s Club Credit Card if you are not or do not intend to become a Plus member, as the greatest benefits are associated with this category.
However, it’s necessary to determine if the benefits outweigh the annual fee. Furthermore, you can earn cash back not only on groceries but also on fuel for your vehicle, with a limit of $6,000 per year.
The ups and downs: Sam’s Club Credit Card pros and cons
If you enjoyed learning about the possibilities of the Sam’s Club Credit Card and are already a member, the benefits are closer to you! So, to be sure, check out the ups and downs before joining!
Ups:
- ⬆️ 5% cash back on gas;
- ⬆️ 3% cash back on dining;
- ⬆️ 1% cash back on other purchases;
- ⬆️ No annual fee;
- ⬆️ Cash back on Sam’s Club purchases (1% for club members and 3% for premium members)
Downs:
- ⬇️ Membership enrollment and maintenance fees for your club subscription;
- ⬇️ Cash back limited to a maximum amount per year ($6,000 on gas, for instance);
- ⬇️ Many rules for cash back;
- ⬇️ Limited redemption methods;
- ⬇️ Difficult to join, requires excellent or good credit!
Are you eligible? Requirements to apply for the Sam’s Club Credit Card
If you’re interested in enjoying the benefits that the Sam’s Club Plus Member Mastercard offers, you must be curious to know who is eligible, right? Let’s check the rules.
- You must be a Sam’s Club member, either in the regular or plus category;
- You need to have a good or excellent credit score, between 690 and 850;
- You must be over 18 years old;
- You must have a residence in the national territory;
The final step: Learn how to apply for the Sam’s Club Credit Card with confidence!
The process to apply for the Sam’s Club Credit Card is quite simple and can be done virtually through the supermarket’s website! Firstly, on the homepage, click on the “Sam’s Services” option.
Next, among the presented categories, select “Sam’s Club Credit.” On this new page, you will have access to all the basic information and detailed rules about the card.
Then, click on the “apply now” button to join, or if you want to find out if you’re pre-qualified, you can click on the “see if you prequalify” button. Regardless of your choice, you’ll need to fill out a form.
Filling out the form
So, when you open the form, you’ll need to provide your full name and your membership number! Then, you’ll need to provide other details like address, age, income, SSN, etc.
After that, just wait for Sam’s Club to contact you to find out if your application has been approved or not!
By the way, if you’re not yet a member, you can sign up either in-store or on the website. The benefits include free shipping, early shopping, and more. To join, just access the “join Sam’s Club” category on the homepage!
But what about other options? Check the Amazon Prime Rewards Visa Credit Card review
Did you like getting to know more about the Sam’s Club Credit Card? It’s a great opportunity for those who are used to shop here monthly! Então, não perca essa oportunidade e obtenha um cartão do Sam’s!
Furthermore, how about getting to know another grocery card that can help you save on your everyday purchases? Allow us to introduce the Amazon Prime Rewards Visa Credit Card!
With this card, you don’t have to worry about paying an annual fee or foreign transaction fees. In other words, it’s a cost-effective card to maintain! Additionally, you can earn up to 5% cash back!
Sam’s Club credit card | Amazon Prime Rewards Visa Credit Card |
Credit Score Required: Between 690 and 850, which means good or excellent credit! | At least 640 for a better chance of approval. |
Card’s APR: 20.90%-28.90% | From 19.49% to 27.49%, based on your credit profile. |
Fees: No annual fee, no foreign transaction fee, but you must be and Sam’s Club member (between $ 50 and $ 110 annually) | There are fees for balance transfers and cash advances. Late payment penalty up to $39. |
Rewards: You can get rewards from 1% to 5% cashback | A robust and extensive rewards program. |
If you’d like to learn more about the ups and downs of the Amazon Prime Rewards Visa Credit Card, feel free to check out our review and compare every detail!
Amazon Prime Rewards Visa Credit Card review
Everything can be rosy if you know how to use your Amazon Prime Rewards Visa Credit Card. Check out what you need to keep an eye on!
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